Troubleshooting Failed Customer Payments: A Complete Guide

Troubleshooting Failed Customer Payments: A Complete Guide

By Michael Turner

January 6, 2025 at 03:43 PM

Customer payments can fail for various reasons, from incorrect information to fraud prevention measures. When a payment fails, the order isn't registered and doesn't affect inventory. Here's what you need to know about handling failed payments.

Reviewing Failed Payments

To check failed Squarespace Payments:

  • Go to Finance panel
  • Select Payments
  • Click Failed

For Stripe payments:

  • Access Payments panel
  • Navigate to Stripe
  • View the Failures tab

Payment declined error on Squarespace

Payment declined error on Squarespace

Check Stripe's payment activity page for decline reasons under the Status section and Card details.

Card security code error message

Card security code error message

Recurring Payment Failures

For subscription products, digital products, and donations:

  • Failed payments trigger email notifications to both merchant and customer
  • Customers receive a link to update billing information
  • System attempts charge three times over ten days
  • Subscription cancels after three failed attempts

Payment error alert

Payment error alert

Digital Products with Ongoing Pricing

  • Automatic charges for renewals or installments
  • Three failed attempts within ten days leads to membership cancellation
  • Members lose access to gated content upon cancellation

Afterpay/Clearpay Issues

Payment status interface

Payment status interface

If payment fails, customers should:

  • Update browser and operating system
  • Try different browser (avoid in-app browsers)
  • Use alternative device
  • Check for "Uncaptured" status in Stripe dashboard

European Customer Authentication

EEA customers may need additional authentication:

  • Extra verification step during checkout
  • Authentication through bank app or browser pop-up
  • Failed transactions require customer to retry with proper bank verification

Assistance Resources

For payment issues:

  • Squarespace Payments: Contact Squarespace support
  • Stripe transactions: Contact Stripe directly
  • Customers should contact their bank for card-related issues

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