Accept Afterpay and Clearpay Payments - Installment Guide

Accept Afterpay and Clearpay Payments - Installment Guide

By Michael Turner

January 15, 2025 at 04:55 PM

Afterpay and Clearpay are "buy now, pay later" payment solutions that allow customers to split purchases into four interest-free installments over eight weeks. As a merchant, you receive the full payment upfront.

Eligibility Requirements:

For Merchants:

  • Afterpay: Available in US, Canada (except Quebec), New Zealand, and Australia
  • Clearpay: Available in UK only
  • Must use Squarespace Payments or Stripe
  • Must sell physical products only
  • Must meet Stripe's eligibility requirements

For Customers:

  • Must be in the same country as the merchant
  • Must meet Afterpay/Clearpay eligibility criteria
  • Must be under their credit limit
  • Order total must be over $1/£1 and under country spending limit
  • Local pickup orders not eligible

How to Enable:

For Squarespace Payments:

  1. Open Payments panel
  2. Click Manage Settings
  3. Select Payment Methods tab
  4. Toggle Afterpay/Clearpay on

For Stripe:

  1. Connect Stripe account
  2. Open Payments panel
  3. Click Stripe
  4. Toggle Afterpay/Clearpay on

Processing Fees:

  • Afterpay: 6% + $0.30 per transaction
  • Clearpay: 6% + £0.30 per transaction
  • Additional Squarespace fees may apply based on your plan

Customer Checkout Process:

  1. Select Afterpay/Clearpay at checkout
  2. Enter billing address
  3. Log in or create account
  4. Review payment plan
  5. Confirm transaction

Refunds:

  • Full refunds return payment to Afterpay/Clearpay
  • Partial refunds adjust customer payment plan
  • Processing fees are non-refundable

To Disable:

  1. Open Payments panel
  2. Click Manage Settings
  3. Select Payment Methods tab
  4. Toggle Afterpay/Clearpay off

For payment plan inquiries, customers should contact Afterpay or Clearpay directly.

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